Family Protection

Although we all would like to think we are going to live forever the reality is different and the financial implication to your family should you or your spouse/partner die could be disastrous.

Realty DHG Limited aim to provide advise on the best way to protect your family from this possible disaster, with our appointed representative status to Intrinsic Mortgage Planning Ltd we are able to offer very competitively priced protection plans from several of the leading names in the Assurance market, such as Friends Provident, AXA and Standard Life.

Life Cover can help protect your family’s financial security by paying out a cash sum in the event of your death. It can also help to protect your mortgage or business in the same way.  Although we aim to keep your costs to a minimum it is vital you consider all the implications of not protecting your family from your death and/or Critical Illness, with so many options available it is our task to guide you through the maze of options.

Realty DHG Limited will help you tailor make the best plan at the most affordable cost to you given your current and future financial position, we will be able to offer all the options including:

• MORTGAGE LIFE COVER PROTECTION
• LEVEL TERM ASSURANCE
• REVIEWABLE OR GUARANTEED PREMIUMS
• WAIVER OF PREMIUM
• TERMINAL ILLNESS COVER
• INDEXATION OPTION
• CRITICAL ILLNESS COVER

Having your mortgage paid off should you or your spouse/partner die is not your only concern, you may still have other commitments that need to be repaid or children that need to be provided with the financial support until they are old enough to cater for their own future. Realty DHG Limited will help you structure the right plan including the possibility of protecting you against certain critical illnesses such as:

• CANCER
• HEART ATTACK
• LOSS OF LIMBS
• MAJOR ORGAN TRANSPLANT
• THIRD DEGREE BURNS
• STROKE HEART VALVE REPLACEMENT OR REPAIR
• CHRONIC LUNG DISEASE
• TOTAL AND PERMANENT DISABILITY
• AND MORE...

The heading of each critical illness is only a guide to what is covered.  For example some types of cancer are not covered.  We recommend that you refer to the Product Providers Key Facts document that will be given to you before you apply for the plan for full details. These are only a few of the illnesses that are covered under a Critical Illness plan, we will help you decide on the right options for you given your financial position, we will help you through the application stage to any medical underwriting issues through to policy acceptance and an annual financial health check that will enable you to stay in touch with your ever changing needs.

Need a Quote?| Contact us or Call us on: 0845 602 5796

Your home may be repossessed if you do not keep up repayments on your mortgage

Realty DHG Ltd is an Appointed Representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Mortgage Planning is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 440718

Registered Office: The Counting House, Celtic Gateway, Cardiff, CF11 0SN. Company No: 4910480